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overinsurance

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I suspect this will lead to some underinsurance, which won't cost the insurers a cent, and quite a lot of modest overinsurance, which is money for nothing for the insurers. www.stuff.co.nz

Replacement cost policies emerged in the mid-20th century; prior to that concern about overinsurance restricted their availability. en.wikipedia.org

They reasoned that overinsurance was raising the cost of health care expenses. en.wikipedia.org

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