It provides a full range of multi-currency personal banking services to a range of customer segments, including a full internet banking and telephone banking service.
All internet banking services help keep you secure by disguising or "encrypting" your information and locking your account if unsuccessful logins are attempted.
Bank's charges are also applicable for each transaction carried out by internet banking or by debit cards, which are significantly lower than at the counter transactions.
In recent years, there has been a decline in drive-through banking due to increased traffic congestion and the increased availability of automated teller machines and telephone and Internet banking.
The implications for the banking industry could be profound, as more and more banks are pushing into smartphone apps and Internet banking technologies.