I.old [brit. angl. əʊld, am. angl. oʊld]SAM.The irregular form vieil of the adjective vieux/vieille is used before masculine nouns beginning with a vowel or a mute ‘h’.
I.people [brit. angl. ˈpiːp(ə)l, am. angl. ˈpipəl]SAM.(nation)gens is masculine plural and never countable (you CANNOT say ‘trois gens’). When used with gens, some adjectives such as vieux, bon, mauvais, petit, vilain placed before gens take the feminine form: les vieilles gens.
However, in modern times, extinguishing the equity of redemption (and leaving the mortgagee with absolute title to the property) ordinarily requires a court order in most jurisdictions.
The so-called equity of redemption always prevented the lender from seizing the property when the borrower could pay off the loan in full, even if the payment is late.